PayPal has been around for many years and has become one of the most commonly used ways to make online payments, whether it be from personal to business purposes or from business-to-business transactions. It’s now so much easier to make your payments with PayPal and it has even made way for allowing customers to pay via their phone if they have downloaded the app! However, there are still many people who don’t know how it works, which could be why you’re reading this article right now!

The Basics

PayPal is a widely used and trusted payment service, with millions of users across every country in the world. But before you jump on board, here’s what you need to know. (1) What is PayPal? PayPal is an online money transfer system that allows you to send and receive money from anyone with an email address or mobile phone number. In addition, it provides online retailers a way to accept credit card payments from customers without requiring customers to enter their credit card information into merchant sites; instead, buyers can use their existing accounts with PayPal or another financial institution.

Tips & Tricks

When using PayPal to purchase something, be sure that your credit card information is up to date. If a seller requires a shipment address, be sure that it’s correct. PayPal will not force an order through if there is an issue with any of these information fields. Be aware that when you use a debit or bank account to pay for an item, you may have to wait for your funds to clear before receiving your item. This can take several days depending on how long it takes for banks and financial institutions to verify transactions. If you plan on making purchases online often, consider setting up a linked checking account with PayPal so funds are available immediately after making a payment.


What is PayPal? PayPal is a secure online payment system and electronic money transfer service. It allows payments and money transfers to be made through e-mail accounts. In other words, people can send money from their PayPal account (money that is stored in their PayPal account) as well as from their bank accounts, credit cards or debit cards. People can also receive money into their PayPal account from other PayPal users or from banks/credit/debit card accounts.

Can you use PayPal on amazon?

Yes! You can use your PayPal account with Amazon by adding a credit card or bank account to your PayPal profile. This is called a linked PayPal account. You can also link your PayPal balance to one of your existing credit cards on file with Amazon, so if you run out of money in your linked PayPal account, Amazon will charge your other card instead.

Security Concerns

One of my biggest concerns with online payments is that I don’t want a third party, like PayPal, holding onto my financial information. This has happened in some cases: people use a merchant for something small and forget that their information is stored with them. They then buy something from another merchant, who gets hacked and all their customers’ information gets leaked. The second merchant now has your credit card number, expiration date, and CVV number (the three-digit security code on your card). In some cases, they also have your name, address, phone number, email address—and even your social security number!

By Manali