To avail a personal loan is a highly complicated & strenuous process for one. Given the legal & compliance check, it’s not a one-step process & never could be. This is because one must get into the nitty-gritties of everything; right from the lender, eligibility-check and application till the closure.

But bygone are the tireless procedures, we at Money View have made this herculean task very simple; hassle-free application process & instant loan transfer. As one of our goals rightly defines, “access to financial services, a basic right of all”, we provide personal loans for salaried & self-employed individuals. Most importantly, we are continuously striving to build financial inclusivity by bridging the unnoticed credit-gap.

Now, getting straight into the topic; in this article, let’s know the eligibility & procedure-involved to get a 1 lakh rupees loan urgently from Money View.

Loan Eligibility & Other Criteria:

  1. Must be between 21 years and 57 years
  2. Should be a salaried or self-employed person
  3. To get an in-hand income of 13,500 or more
  4. Must have a min CIBIL score of 600 or Experian score of 650
  5. Income should be received in the list of supported banks

Loan Amount: Can borrow min. amount of Rs. 5000 to max. amount of Rs. 5,00,000/- based on your eligibility & borrowal history. Starts from 1.33% interest rate per month, for in-detail interest rate & other charges, visit personal loan

How to Apply for 1 Lakh Personal Loan With EMI (facility) Step 1: Required KYC

To get started with your loan application, submit your KYC along with personal & employment details on the app/website. Further, all these docs. can be submitted only online as with Money View, it’s completely a paperless process.

  • Identity proof: PAN card (primary one)

(If the primary card is rejected, then you can submit the following options; aadhar card, driver license, voter ID or passport ID)

  • Address Proof: Any one of the above mentioned optional IDs (Utility bills can also be submitted for address proof)
  • Last 3 months’ statements with salary credit

Note: If you’re self-employed, then you need to submit your Income Tax Return Verification Form for the last 2 years instead of the Last 3 Months’ Statements. Click onto Loan Documents for more information.

Step 2: Loan Tenure

Depending on your credit profile & provided info, an eligible loan amount will be showcased, you should choose your preferred loan amount & it’s tenure.

Step 3: Loan Validation & EMI Auto-Debit

Post successfully validating your documents & creditworthiness, a NACH form will be sent to you to enable the auto-debit facility on your bank account. You’re required to print, sign on, scan & send this NACH copy to us so as to ensure your prompt EMI pay.

Step 4: Loan Disbursal

A loan agreement will be sent to your app which you’ll need to review & submit back. Done & dusted, your loan amount will be credited into your bank account in a few hours.


With Money View, you have no collateral or hidden charges, and flexibility in selecting the loan amount & repayment term. Given the current uncertain situation, choose your lender who supports you with hassle-free digital loan application process, wherein, we provide you zero paperwork loan processing & instant loan disbursal.

By Manali